CashNest
Designing a Mobile Banking Concept that Teaches Financial Literacy
Cashnest is a mobile banking concept designed to help children learn financial literacy while allowing parents to maintain full control of the account.
The project explored how digital tools could introduce concepts like saving, spending, and budgeting in a simple and engaging way.
Overview
Problem
Financial literacy is rarely taught at a young age. Many children grow up without understanding basic financial concepts.
Parents often need tools that help them teach children how to manage money responsibly.
Cashnest was designed to introduce financial education through a simple banking interface that children can understand.
Users
The primary users are parents who want to teach their children how to manage money.
Children interact with the app to track spending and savings while parents monitor and guide financial activity.
My Role
I designed the wireframes and UI for the application.
My work focused on structuring the interface and creating a visual system that was easy for children to understand while still giving parents control of the account.
Product Experience
The Checking screen shows the user’s balance and recent transactions so children can see how purchases affect their account.
The Savings screen allows users to track how much money they have saved and view deposits from parents.
The Awards section introduces achievements that encourage good financial habits such as saving and responsible spending.
The Profile section includes parental controls, account settings, and savings goals.
Design Approach
The interface uses bold icons, simple navigation, and clear financial information so children can easily understand how money moves within the account.
The design balances educational features with parental oversight.
Outcome
Cashnest was developed as a concept project exploring how financial literacy tools could be designed for younger users.
The project demonstrates how digital banking interfaces can help teach responsible financial habits.